As the year comes to a close, your thoughts might be turning towards new and exciting opportunities for 2019. Whether you are a Tenant or a Landlord, you may have thought about expanding to a new location, adding a new property to your property portfolio, or you may have a lease, which is due for renewal.
Moving house is incredibly stressful[http://www.bbc.com/future/story/20140709-is-moving-home-that-stressful] but there are a handful of things you can do to make the process easier, both beforehand and on moving day.
If you're buying or selling a property in England and Wales, the ownership of the property must be registered with the Land Registry. Here's everything you need to know and how to register your property.
Here at Hayward Moon, we are breaking down the enormity of Stamp Duty Land Tax (SDLT)[https://www.gov.uk/stamp-duty-land-tax]. Stamp Duty is a tax that is applied when buying a property in England and Northern Ireland. If you’re purchasing a property in Scotland Land and Buildings Transaction Tax (LBTT)[https://www.revenue.scot/land-buildings-transaction-tax] is what you will pay. If you're buying in Wales Land Transaction Tax (LTT)[https://gov.wales/funding/fiscal-reform/welsh-taxes/land-transaction-tax/?lang=en] replaces our Stamp Duty.
In 2018 First-Time Buyers made up 50% of house purchases. It's the highest percentage since the financial crisis in 2006.
Applying for a mortgage, as you get older becomes harder to secure if you’re over the age of 55. Due to entering retirement and lenders are uncertain if you will be able to meet your monthly repayments.
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